6 Factors Which Influence Home Buying!

After, more than 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I strongly, believe, many factors should be considered, thoroughly, by, prospective, qualified, home buyers, before committing to purchasing, what, for most, is their single – biggest, financial asset! There are, at least, 6 significant factors, which, must be reviewed, before one proceeds, if he wishes to make the best – possible decision, for his personal situation, etc! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, these 6, and why they are essential considerations, if one, wishes, to proceed, wisely, and, in his personal, best interest!

1. Financial emphasis: Is this intended, to be, a financial, investment, and/ or, personal decision, and focus? How long do you intend, to live there? Do you, envision, the house, merely, as a starter – home, or, your place, for the foreseeable future? Are you, prepared, financially, for this big – step? Consider, not, only, qualifying for a mortgage, and associate, monthly responsibilities, but, will spending so much of your funds, on a down – payment, and closing costs, make you, house – rich, but, financially – stressed? Have you examined, your personal finances, at – present, and into the future? Know, why you are deciding to purchase, instead of rent! How might the local, national, international/ world economies, and factors, such as taxes, and other associated, costs of home ownership, impact you?

2. Home of Your Own (American Dream): How much is the so – called, American Dream, of owning a home, of your own, factoring – into, your actions, and perspectives? Are you considering, what might be, best, for you, or merely, trying to, Keep up with the Joneses?

3. School system: There is a delicate balance, between the quality of the local school system/ schools, and real estate taxes, in many instances! In most cases, prospective buyers, prefer areas, with quality schools, and, thus, these houses, are, most, in – demand! The key is to be aware, and pay attention, from the onset!

4. Area/ neighborhood/ region: What about a specific area, attracts you, and why? How about a specific neighborhood? Will you consider, the advantages and disadvantages of living, in this region?

5. Safety/ crime: Is the area, a safe one, with a relatively – low, crime rate? Carefully, study, and review, statistics, related to this, in – detail!

6. Your specific, home needs/ requirements: What are your personal needs, as opposed to wishes? Do you know and understand, both, your personal priorities, as opposed to needs? Don’t let, clever staging, and apparent, cosmetic considerations, to outweigh, the bones of a property! What can be kept, as – is (especially, in the shorter, to intermediate – term), as opposed, to immediately, needing repair, and renovation? When calculating costs, include, not only, the price of buying a house, but repair, renovation, and upgrade costs!

Are you prepared to make the wisest, personal decisions, when it comes to considering, buying a home, of your own? Will you be wise, or regret it, in the future?

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A Quick Guide for Getting the Best Engagement Rings

Being united as one is indeed the main purpose of having marriage and of course it is considered one of the most important event of any person’s life. A long process would surely be done to be able have these marriage for we all know that it is not that easy at all. One of the most important thing that you might need to consider before marriage is the fact that you need to get the best engagement rings. The trend for these engagement rings will be then further discuss in this article to help you get the best engagement rings.

So first of all, one of the most popular engagement rings that we could found nowadays is these colored gemstone rings. This have become quite a popular trend nowadays given the fact that some of us may want to have a colorful gems that will be in your rings. With the fact that many people including influential people uses these colored gemstones makes it pretty popular then everywhere.

Floral cut rings are indeed another trend in engagement ring that you could found nowadays and that is why you need to make sure that you consider getting these types of rings. This have become pretty popular that these type of rings literally does not boast on it outer appearance since it could be pretty simple. Simplicity is indeed a beauty for many people and that is why getting these floral cut types of rings may be suited to these types of people.

Getting one of these diamonds rings are indeed another important thing that you must not forget at all if we are talking about engagement rings. Being totally expensive is indeed common to these diamond rings and that it is why it is indeed pretty important for us. With the fact that you may be able to sell these diamond rings in the later time makes it one of the greatest choice for many people nowadays and besides it would be the most practical choice.

Vintage inspired rings is indeed another type of engagement rings that you may need to take note especially if you want to get the best engagement rings. Being pretty difficult to find and design is indeed the virtue of these vintage designed engagement rings and that is why many people want it to be unique with the others. With the fact that you could surely not be able to find any replacement for these rings makes it pretty expensive and that is why you need to make sure to get the right one.

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